Stock Throughput Decision Tool for Malaysian and Singaporean Trading Houses

Open Cover terminates at the warehouse door under ICC (A) Clause 8. Property attaches when Property attaches. The seam between the two is your gap, and most trading houses do not formally compare structures until a claim opens it up.

Stock Throughput closes that seam in a single policy. Built for trading houses with port-side and inland warehouses in Port Klang, Tanjung Pelepas, Singapore, and Penang, this six-page tool maps your turnover, footprint, and renewal cycles to the recommended structure, with a fillable profile and a decision matrix sized for the 60 to 90 day window before the next placement.

What you get inside

A side-by-side comparison, a fillable footprint profile, an eight-question fit profile, and a decision matrix.

• A nine-row side-by-side comparison covering cover scope, coverage gaps closed, number of policies, valuation basis, renewal cycle, best-fit profile, common drawback, ICC clause placement, and war and strikes placement.
• A fillable footprint profile capturing annual turnover, warehouse count, port-side warehousing, current marine and property cover, and renewal dates.
• An eight-question fit profile. Tick three or more and Stock Throughput is typically worth a formal quote alongside the incumbent split structure.
• A decision matrix mapping four typical profiles to a recommended structure and rationale.
• A renewal-timed decision card for the 60 to 90 day window before the next placement.

How the two structures compare

Read the columns against your current programme; identify which one matches your forecast footprint.

Who this is for

Built for trading houses, importers, and exporters in Malaysia and Singapore with annual turnover above USD 50 million, multiple warehouse locations, port-side or in-region storage, and intra-region transit between owned or leased warehouses. The tool assumes commercial maturity and a working familiarity with Incoterms, ICC clauses, and the difference between a marine open cover and a property programme.

What this tool references

All coverage references are subject to policy terms and conditions, market appetite, and capacity at the time of cover. The tool draws on Institute Cargo Clauses (A), (B), and (C) 2009 (transit and storage extensions), Institute War Clauses (Cargo) CL385 dated 01.01.2009, Institute Strikes Clauses (Cargo) CL386 dated 01.01.2009, and ICC (A) Clause 8 transit cover for the warehouse-to-warehouse trigger.

Frequently asked questions

What is a Stock Throughput policy?

A Stock Throughput policy is a single marine policy that covers cargo from procurement through transit through storage at any location, including port-side warehouses, in-process buffer locations, and final storage. It replaces the split structure of an Open Cover plus a Property policy with one renewal cycle and one valuation basis.

When does Stock Throughput make more sense than Open Cover plus Property?

When the trading house has multi-location footprint, port-side storage, intra-region transit between owned or leased warehouses, or claims and audits that have surfaced the seam between transit cover and storage cover. Three or more of those typically warrant a parallel quote at next renewal.

Does Stock Throughput include war and strikes?

CL385 and CL386 dated 01.01.2009 are typically attached on a Stock Throughput for the transit element. Storage war exposures are handled per market and per location, subject to policy terms and conditions.

How long does it take to get a parallel quote?Voyage turns parallel-quote requests within 24 to 48 hours where the underlying cover is in place, subject to underwriter capacity and the trading house's footprint complexity.

Download the tool, profile your footprint, and request parallel quotes for Stock Throughput and the split structure 60 to 90 days before your next renewal.