Marine Insurance for Cargo Owners and Logistics Providers
Voyage is a specialist marine insurance platform based in Malaysia and Singapore. We arrange marine cargo insurance for businesses shipping goods internationally, and marine liability coverage for the logistics providers who move them. All coverage is placed through licensed broking partners with international underwriters.

Core Solutions
Coverage structured around your cargo, your trade routes, and how your supply chain operates
Marine Cargo Insurance
Your goods are at risk from the moment they leave the warehouse. Marine cargo insurance covers the value of your shipment against loss and damage in transit, by sea, air, road, and rail, under Institute Cargo Clauses. Whether you ship ten containers a year or ten thousand, we structure coverage around your commodity, your routes, and your supply chain.
Learn about cargo coverage
Marine Liability Insurance
You move other people's goods. When something goes wrong, the cargo owner looks to you first. Marine liability insurance protects your business against claims for loss or damage to goods in your care, custody, and control, covering gaps that your standard trading conditions and carrier conventions don't close.
Learn about liability coverage
Who We Work With
Voyage works with cargo owners who need their goods protected in transit, and with the logistics providers who carry, consolidate, and forward those goods across borders.
From palm oil exporters in Port Klang to freight forwarders in Singapore, semiconductor manufacturers in Penang to NVOCCs managing consolidation across Southeast Asia, we arrange coverage that fits the way your business actually operates.
Cargo Owners
Logistics Providers
Core Solutions - Marine Cargo
Coverage structured around your cargo, your trade routes, and how your supply chain operates
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Annual Open Cover (MOC)
A standing facility that covers all qualifying shipments during the policy year, within agreed parameters. You ship, you declare, you're covered. No need to arrange insurance shipment by shipment.
All modes of transport: sea, air, road, rail, and combined
Warehouse-to-warehouse coverage from origin to final destination
Institute Cargo Clauses (A): the broadest standard coverage form
Flexible declarations: monthly, per-shipment, or turnover-based, matched to how your business operates
Single facility covering shipments worldwide

Single Shipment Cover
For one-off consignments or businesses that don't ship frequently enough for an annual facility. Same quality coverage, arranged per shipment.
Individual policy for a specific consignment
Flexible: cover what you need, when you need it
Suitable for project cargo, ad hoc trades, or trial shipments
Same Institute Cargo Clauses basis as open cover

Specialist & High-Value Transit
Jewellery, watches, precious stones, fine art, and other high-value portable goods require specialist transit coverage that standard cargo policies don't always address.
Specie and valuables in transit
Exhibition and event transit
Tailored limits and security requirements
A niche most cargo platforms exclude. We don't.

Project Cargo Insurance
Large, heavy, oversized, or high-value single shipments that require specialist underwriting, pre-shipment survey, and bespoke transit arrangements. Project cargo sits at the intersection of marine insurance and engineering risk.
Heavy machinery, turbines, transformers, infrastructure components
Pre-shipment survey and Marine Warranty Surveyor coordination
Installation extensions covering positioning, assembly, and commissioning at the project site
DSU/ALOP (Delay in Start-Up / Advanced Loss of Profit) covering financial consequences of transit-related project delays
Bespoke per-shipment placement with specialist project cargo underwriters
Core Solutions - Marine Liability
Marine Liability: Protection for the businesses that move the cargo

Freight Forwarder's Liability
You organise the movement of other people's goods. Your standard trading conditions limit your exposure, but they don't eliminate it. Freight forwarder's liability insurance covers claims for loss, damage, or delay to goods in your care, including errors in documentation, incorrect routing, and failure to insure on a client's behalf.
Goods in care, custody, and control
Errors and omissions in forwarding operations
Customs clearance liability
Multimodal coverage: sea, air, road, and combined transport
Coverage structured around your trading conditions and operational scope

Terminal Operator's Liability
Ports, terminals, and container yards handle thousands of units daily. Terminal operator's liability insurance covers your legal responsibility for loss or damage to vessels, cargo, and equipment while in your care during loading, discharge, and storage operations.
Liability for damage to cargo during handling and storage
Vessel damage liability during berthing and loading operations
Suitable for port terminals, container depots, and stevedoring operations

Ship Repairer's Liability
When a vessel enters your yard for repair, maintenance, or conversion, you take on liability for the vessel and surrounding property. Ship repairer's liability insurance covers claims arising from damage to vessels in your care and to third-party property during repair operations.
Liability for vessels in your care, custody, and control
Third-party property damage during repair operations
Coverage for dry dock, wet berth, and slipway operations
Fire, explosion, and pollution liability during repair work
Why Voyage
Marine Insurance Specialists
International Underwriter Access
Both Sides of the Supply Chain
Malaysia and Singapore Expertise
How it works
Get in Touch
Tell Us About Your Business
We Approach the Market
You Operate, We Cover
Frequently Asked Questions

If you import or export goods through Malaysian ports, your cargo faces risks that carrier liability doesn't cover. Carrier liability under the Hague-Visby Rules is capped at SDR 666.67 per package or 2 SDR per kilogram, a fraction of most shipments' actual value. Marine cargo insurance fills that gap, covering the full insured value of your goods against loss or damage in transit.

If you handle, consolidate, or arrange the transport of other people's goods, you have liability exposure that your standard trading conditions alone may not fully protect you against. Freight forwarder's liability insurance covers claims for loss, damage, and errors in your forwarding operations. In Singapore's high-volume transhipment environment, a single claim can be significant.

Marine cargo insurance protects the cargo owner. It covers the value of goods against loss or damage in transit. Freight forwarder's liability insurance protects the logistics provider against claims for loss, damage, or errors. They sit on opposite sides of the same transaction, and ideally both should be in place.

An annual open cover automatically insures all your qualifying shipments over a 12-month period, within agreed commodity types, routes, and limits. You declare shipments as they happen and pay premium accordingly. A single shipment policy covers one specific consignment on a one-off basis and is typically suited to businesses that ship less frequently.

Institute Cargo Clauses (A) is the broadest standard form of marine cargo coverage. It covers all risks of loss or damage to goods in transit, except for specific exclusions including war, strikes, inherent vice, delay, and insolvency of the carrier. War and strikes can be covered separately under Institute War Clauses and Institute Strikes Clauses.

Under Incoterms 2020, FOB (Free On Board) transfers risk from seller to buyer when goods are loaded on board the vessel, but neither party is required to insure. Under CIF (Cost, Insurance and Freight), the seller must arrange insurance but only to the minimum standard of Institute Cargo Clauses (C), the most restrictive coverage form. Under CIP (Carriage and Insurance Paid To), the seller must arrange ICC (A), the broadest form.

Freight forwarder's liability insurance typically covers your legal liability for loss or damage to goods in your care, custody, and control during the forwarding process. It can also cover errors and omissions, mistakes in documentation, incorrect routing, failure to arrange insurance on a client's behalf, and customs clearance errors. Coverage is structured around your trading conditions and the scope of your operations.

Yes. Voyage is based in Malaysia and Singapore, serving cargo owners and logistics providers across both markets. We arrange marine cargo insurance for exporters, importers, and traders shipping through Malaysian and Singaporean ports, and marine liability coverage for freight forwarders and logistics providers operating in both countries.

Marine cargo insurance can cover virtually any goods in transit: manufactured products, raw materials, commodities (palm oil, rubber, petroleum), electronics, machinery, textiles, food products, and high-value items including jewellery and watches. Coverage terms, conditions, and pricing vary by commodity type, trade route, and how goods are packed and transported.
Guides
Practical guidance on cargo coverage, liability protection, trade risks, and shipping insurance for businesses in Malaysia and Singapore.
Get in touch
Tell us about your business and we'll come back to you with an overview of how marine insurance works for your situation. No commitment, no jargon.
